Your benefits map
Other / not listed
Showing all benefits available for your role.
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What does “presumptive coverage” mean?
Presumptive coverage means the law assumes your condition is job-related, so you do not have to prove it started on one specific call. The burden shifts to your employer to show it was not work-related. Which conditions qualify, and the service-time required, vary by state — always verify with your department and state benefits office.
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Why am I on the “general path”?
When your role is not specifically listed, we show the benefits that apply to all responders and flag them so you confirm the details with your own department and state. You are not missing out — you are being pointed to verify locally.
PTSD / operational stress (presumptive)
Presumptive coverage may applyA growing number of states now treat PTSD as a presumptive, work-related condition for first responders — so you can seek care without proving it started on a single call.
Presumptive coverage may apply — verify the specifics with your department/state.
Steps & document checklist
- Reach out for same-day peer support (you do not have to wait for paperwork)
- Ask whether your state recognizes PTSD as presumptive for responders
- Request a clinical referral through your benefit plan or EAP
- Document the cumulative exposure, not just one incident
Disability retirement
Standard claimIf a condition permanently prevents you from doing the job, a duty-disability retirement may provide ongoing income.
Standard benefit available to all responders.
Steps & document checklist
- Request your pension/retirement system's disability application
- Obtain a permanent-impairment evaluation
- Ask your benefits office about service-credit and tax treatment
Employee Assistance Program & mental-health benefit
Standard claimMost departments offer confidential counseling through an Employee Assistance Program at no cost to you. Using it is a sign of strength, not weakness.
Standard benefit available to all responders.
Steps & document checklist
- Call your EAP line for confidential, no-cost sessions
- Ask for a clinician experienced with first responders
- Request a referral if you need ongoing care beyond EAP limits
Line-of-duty injury & workers' compensation
Standard claimStandard workers' compensation covers medical care and lost wages for an on-duty injury. File promptly to protect your claim.
Standard benefit available to all responders.
Steps & document checklist
- Report the injury within your department's required window
- File a workers' compensation claim and keep copies
- Track all medical care and out-of-pocket costs
Public Safety Officers' Benefits (PSOB) & survivor support
Standard claimFederal PSOB and state line-of-duty programs provide death and disability benefits and education support for the families of fallen and catastrophically injured responders.
Standard benefit available to all responders.
Steps & document checklist
- Contact the PSOB program (U.S. DOJ) for the survivor or disability claim
- Gather the duty-status determination and records
- Connect with a survivor advocate (e.g. Concerns of Police Survivors, NFFF)
Wage replacement / temporary disability
Standard claimIf you cannot work while recovering, temporary disability benefits can replace part of your wages.
Standard benefit available to all responders.
Steps & document checklist
- Get a written work-status note from your treating provider
- Apply for temporary disability / wage-replacement benefits
- Re-certify on the schedule your plan requires
Your combined document & action checklist
Every step from the benefits above, gathered into one list with duplicates removed. Print it or save it as a PDF to work through.
- Reach out for same-day peer support (you do not have to wait for paperwork)
- Ask whether your state recognizes PTSD as presumptive for responders
- Request a clinical referral through your benefit plan or EAP
- Document the cumulative exposure, not just one incident
- Request your pension/retirement system's disability application
- Obtain a permanent-impairment evaluation
- Ask your benefits office about service-credit and tax treatment
- Call your EAP line for confidential, no-cost sessions
- Ask for a clinician experienced with first responders
- Request a referral if you need ongoing care beyond EAP limits
- Report the injury within your department's required window
- File a workers' compensation claim and keep copies
- Track all medical care and out-of-pocket costs
- Contact the PSOB program (U.S. DOJ) for the survivor or disability claim
- Gather the duty-status determination and records
- Connect with a survivor advocate (e.g. Concerns of Police Survivors, NFFF)
- Get a written work-status note from your treating provider
- Apply for temporary disability / wage-replacement benefits
- Re-certify on the schedule your plan requires
Save · export · share
Everything here stays on your device. Files and the shared link carry only your role, concerns, and public benefit info — never personal data.
Support is part of the map
Benefits are only half of it. Peer support, the Spartan Pledge, and free crisis help are one tap away — using them is a sign of strength.
Match receipt
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What is the match receipt / SHA-256?
A match receipt is a SHA-256 fingerprint of your answers plus the benefit IDs we surfaced. The same answers always produce the same code, so a result can be re-checked or shared without ambiguity. It contains no personal information — only your role, concerns, and the benefit IDs.
$ navigator match --role otherconcerns: (all)benefits matched: 6presumptive surfaced: 1sha256: 02d464d3d337fd660610e60243342ab9a91f47cabdda0b1349a085ebe97190b1no PII stored · deterministic · verifiable
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AI can be wrong. Not medical, legal, or financial advice.